A real management problem

Personal debt does not stay at home.
It shows up at work.

An indebted employee asks for advances, misses work, loses focus and makes impulsive decisions. The lecture does not solve everything, but it organizes language, provides method and opens awareness. That already reduces improvisation, advance requests and financial anxiety inside the team.

Productivity

When an employee works while thinking about bills, credit cards and collection calls, attention is divided. Financial education gives vocabulary and method.

Absenteeism and emotional pressure

Financial problems increase tension, conflict and personal urgencies. The lecture does not promise to fix everything, but it takes the subject out of improvisation.

Advances and poor decisions

The worker understands why salary, overtime, commission and credit need order before turning into permanent installments.

Three main formats

Available Lectures

Salary, Shifts and Debt

Duration: 30 to 60 minutes.

Ideal audience: industry, maintenance, logistics, production, shift teams, overtime and additional pay.

Format: in person or online.

The participant takes away: notions of fixed income, variable income, leaks, credit cards and priority order.

Recommended use: safety programs, onboarding, financial health campaigns and quality-of-life initiatives.

Money Before the First Paycheck

Duration: 30 to 60 minutes.

Ideal audience: schools, high school, technical courses, young apprentices and first-job programs.

Format: in person or online.

The participant takes away: the relationship between choice, consumption, Pix, credit cards, installments, work and the future.

Recommended use: pedagogical week, life project, financial education, employability and career guidance.

Stop Working for the Bank

Duration: 30 to 60 minutes.

Ideal audience: commerce, supermarkets, pharmacies, stores, offices, services and business associations.

Format: in person or online.

The participant takes away: a simple method to identify expenses, expensive debt, credit cards and automatic consumption.

Recommended use: internal training, well-being campaigns, onboarding and HR actions.

Lecture Request Form

Fill in the details below. The request will be registered and the conversation will continue on WhatsApp.

Frequently Asked Questions

How much does it cost?

In Araxá-MG, the 30-minute lecture starts at R$ 977.00. The one-hour lecture starts at R$ 1,100.00. For other municipalities, transportation, meals and lodging must be added.

Is it in person or online?

Both options are possible. In Araxá-MG and the region, in-person delivery tends to be stronger. For other locations, online delivery reduces cost and makes scheduling faster.

Does it work for large teams?

Yes, as long as the environment allows good listening and projection. For very large audiences, time, sound, screen, dynamics and goal should be aligned in advance.

How far in advance should it be scheduled?

Ideally, request it 15 to 30 days in advance. Urgent demands may be evaluated according to schedule and travel.

Why Hire

Direct language

No financial jargon, no empty motivational lecture, no promise of wealth. The employee leaves with concepts that can be applied the following month.

Compact format

30 to 60 minutes. It fits safety programs, onboarding, internal campaigns, team meetings or pedagogical weeks without compromising the sector’s agenda.

Declared price

No hidden budget. A 30-minute lecture in Araxá starts at R$ 977.00. Online delivery or other cities: consult travel requirements and available schedule.

Limits of the Lectures

Educational and informational content. The lecture does not constitute personalized investment advice, securities advisory services, wealth management, a promise of profitability, guaranteed debt renegotiation or credit granting.