Cash diagnosis and organization
Consolidation of balances, receivables, payables, recurring commitments, working capital and liquidity needs. The deliverable is an organized view of cash and the pressures that require a decision.
Consulting for Companies
Cash organization for business decisions grounded in real numbers.
Financial consulting for companies in Araxá focused on cash diagnosis and organization, budgeting and the financial routines of established local businesses.
The work turns transactions, commitments, deadlines and priorities into a financial view that management can use. No guaranteed outcomes, no portfolio management and no financial products for sale.
Executive experience
Corporate finance experienced inside the operation.
From 2011 to 2024, I worked full time as Financial Director (CFO) at a commercial installations company in São Paulo, with direct responsibility for corporate finance and financial leadership, for almost 13 years. Today, with ANBIMA CPA certification, I apply that practical experience to the financial organization of individuals and companies in Araxá and the surrounding region.
Areas of work
Budget planning
Monthly budgets and assumption-based projections, with tracking of planned and actual figures. The purpose is to create a reference for decisions before cash pressure dictates them.
Financial routines and governance
Definition of the financial calendar, responsibilities, closing criteria, minimum records and management reports. Each piece of information receives an origin, frequency and owner.
Management priorities
Organization of data and commitments by urgency, cash impact and execution capacity. The diagnosis provides an order of work without promising margin, growth or guaranteed results.
Possible deliverables
- Consolidated cash and financial commitments map.
- Base budget with documented assumptions.
- Accounts payable, accounts receivable and closing routines.
- List of priorities and control points.
- Financial action plan with owners and deadlines.
Technical limits
The service is advisory, educational and organizational. It does not replace accounting, audit, legal advice, tax consulting or the company's internal management.
Tax efficiency, corporate restructuring or succession matters receive an initial diagnosis and referral to specialized partners, such as an accountant and a tax or succession lawyer.
The diagnosis starts with the cash position that exists today.
The first contact defines the problem, the available data and the appropriate analysis format. No outcome is promised before the numbers are reviewed.
Educational, informational and organizational content and service. No personalized investment recommendations, portfolio management, profitability promises, financial product sales or guaranteed business outcomes.